上海金融穩(wěn)定報(bào)告2009

前言

The year 2008 was, in recent years, relatively tough for Shanghai's economicdevelopment. In the face of the global financial tsunami, Shanghai implementeddecisively the economic policies of the central government under the correct leadershipof the Communist Party of China Central Committee and the State Council. With theguidance of the Scientific Outlook on Development, it responded actively to the impactof the international financial crisis on its financial sector and real economy. As a result,Shanghai maintained steady economic growth momentum and its financial systemremained stable. The Shanghai Financial Stability Report 2009 aims to show objectivelythe stability status and issues of concern in Shanghai' s financial industry. It also aimsto analyze and draw attention to potential risks to financial stability in economic andfinancial operations.The Shanghai Financial Stability Report 2009 is structured differently from thoseof previous years. Taking into consideration the current conditions of China's financialindustry, adjustments have been made to part of the report's framework to enhancethe organization of analysis. The present report consists of the following. Part I is anoverview of Shanghai's financial stability status. Part II looks at the performance ofShanghai's economy and major issues that may affect financial stability. Parts III toV give an assessment of current conditions and stability status of banking, securitiesand insurance sectors respectively. Given the importance of infrastructure to financialstability, Part VI deals with infrastructure construction in the areas such as creditinformation, anti-money laundering and payment and settlement.

內(nèi)容概要

　　The Shanghai Financial Stability Report 2009 is structured differently from thoseof previous years. Taking into consideration the current conditions of China's financialindustry， adjustments have been made to part of the report's framework to enhancethe organization of analysis. The present report consists of the following. Part I is anoverview of Shanghai's financial stability status. Part II looks at the performance ofShanghai's economy and major issues that may affect financial stability. Parts III toV give an assessment of current conditions and stability status of banking， securitiesand insurance sectors respectively. Given the importance of infrastructure to financialstability， Part VI deals with infrastructure construction in the areas such as creditinformation， anti-money laundering and payment and settlement.

書籍目錄

Part Ⅰ Overview  1.1  Enhanced stability of Shanghai's financial system    1.1.1  The economy maintained stable growth    1.1.2  The financial industW performed stably    1.1.3  Financial infrastructure was further improved  1.2  Issues of concern in the maintenance of Shanghai's financial stability    1.2.1  Issues of concern in Shanghai's economic growth    1.2.2  Issues of concern in the performance of Shanghai's financial industryPart Ⅱ Economic and Financial Conditions　2.1  Steady economic and financial performance in Shanghai    2.1.1  Continuous and steady economic development    2.1.2  Optimized economic structure featured by coordinated development between the secondary and tertiary industry    2.1.3  Effective utilization of foreign investment despite dampened import and export    2.1.4  Continuous rise of fiscal revenue and household disposable income    2.1.5  Optimized fixed asset investment structure    2.1.6  Enhanced concentration of financial institutions    2.1.7  Differentiated financial markets turnover  2.2  Noteworthy issues in economic and financial performance    2.2.1  Attention to economic development    2.2.2  Attention to short-term capital flows    2.2.3  Attention to equity changes of foreign-funded institutions    2.2.4  Attention to private investment growthPart Ⅲ Banking Sector　3.1  Performance of Shanghai's banking sector  　3.1.1  Growing number of banking institutions    3.1.2  Assets and liabilities moderately rose  3.2  Soundness assessment of Shanghai's banking sector    3.2.1  Both non-performing loans (NPLs) ratio and outstanding NPLs declined for 7 consecutive years    3.2.2  Capital adequacy ratio (CAR) and provision coverage ratio continued increasing    3.2.3  Optimized profitability structure & continued growth in profit    3.2.4  Relatively fast growth rate of deposits featured by higher proportion of term deposits  3.3  Noteworthy issues in the development of Shanghai banking sector    3.3.1  Improve risk management and pay attention to risk exposure in downward cycle of the economy      3.3.1.1  Pay close attention to real estate credit risk      3.3.1.2  Pay attention to risks of land reserve loans    3.3.2  Focus on high loan concentration    3.3.3  Focus on possible operational risk in Shanghai banking sector    3.3.4  Focus on the succeeding profit growth under macro-control conditions    3.3.5  Challenges confronting Shanghai foreign banks    3.3.6  Focus on market risks brought about by international financial risks to Shanghai banking sectorPart Ⅳ Securities Sector　4.1  Overview of Shanghai's securities sector    4.1.1  Sound performance of securities and futures institutions amid market corrections    4.1.2  Strengthened corporate governance and internal control of securities and futures companies    4.1.3  Opening-up of securities and futures sector continuously promoted, and business innovation developed rapidly    4.1.4  Securities market became more financially functional　4.2  Soundness assessment of 8hanghai's securities institutions    4.2.1  Asset and liability features of Shanghai's securities institutions  　  4.2.1.1  Overall asset liquidity was obviously improved, and client trading margins got safer institutional protection    　4.2.1.2  Securities institutions increased their net capital steadily, and their anti-risk ability enhanced greatly　……Part Ⅴ Insurance SectorPart Ⅵ Financial Infrastructure ConstructionAppendix 1 StatisticsAppendix 2 Financial Institutions in Shanghai

章節(jié)摘錄

插圖：1.1.2 The financial industry performed stably In 2008, banking institutions in Shanghai continued to increase. Their total assetsand liabilities registered moderate growth. Both their non-performing loan （NPL）ratio and their outstanding NPLs dropped for the 7th consecutive year. Their capitaladequacy ratio and provision coverage ratio rose continuously. Their profit makingstructure and profitability kept improving. In 2008, the operational performance ofsecurities and futures institutions in Shanghai fell back amid market corrections.Corporate governance and internal control were further strengthened. Opening up tothe outside world was in steady progress. Business innovation saw rapid development.The financing role of these institutions was reinforced. In 2008, Shanghai's insurancesector achieved stable growth with the number of market participants rising steadily.But some property insurance companies suffered heavy losses, the market share offoreign-funded insurance companies shrank and yields on insurance fund investmentslightly dropped.1.1.3Financial infrastructure was further improved Efficient financial infrastructure is an important guarantee of the stabilityof the financial system. In 2008, new progress was made in the construction ofShanghai's payment and settlement system and credit informatin system. The anti-money laundering （AML） mechanism was further improved. These factors contributedto the stable performance of the financial industry and the safety of the financialsystem. In 2008, based on the construction of Shanghai as an international financialcenter and the coordinated financial development in the Yangtze River Delta region,the People's Bank of China （PBC） Shanghai Head Office kept the regional paymentand settlement system in sound operation, which offered practical and effective basicservices to regional financial stability. With regard to AML, work was improved inthe area of monitoring and analysis, the coordination mechanism was perfected,cross-sector cooperation was reinforced in a comprehensive way and administrativeinvestigations were pressed ahead.

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《Shanghai Financial Stability Report.2009(上海金融穩(wěn)定報(bào)告)(英文版)》由中國金融出版社出版。

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