商業(yè)銀行柜面英語口語

內(nèi)容概要

隨著金融國際化的日益發(fā)展，銀行業(yè)務(wù)的國際化程度也越來越高，隨著銀行業(yè)務(wù)的不斷拓展和銀行服務(wù)的多元化，銀行英語的內(nèi)容也在不斷豐富，從而要求銀行從業(yè)人員不斷進(jìn)修相關(guān)的英語業(yè)務(wù)用語?！　”緯荚谕ㄟ^對銀行英語口語標(biāo)準(zhǔn)化、規(guī)范化的訓(xùn)練，提高銀行臨柜人員辦理涉外個(gè)人金融業(yè)務(wù)的英語會(huì)話水平。本書具有以下特點(diǎn)：（1）根據(jù)商業(yè)銀行業(yè)務(wù)辦理流程并結(jié)合高職高專教育的特點(diǎn)，收錄了銀行辦理涉外業(yè)務(wù)的許多情景對話，讓學(xué)習(xí)者仿佛身臨其境；（2）體例安排上采用的是項(xiàng)目塊，每個(gè)項(xiàng)目塊由背景介紹、情景對話和練習(xí)等幾部分組成，便于學(xué)習(xí)者邊學(xué)邊練；（3）書后還提供了各大金融機(jī)構(gòu)名稱、在華主要外資銀行概覽、相關(guān)業(yè)務(wù)的常用術(shù)語、世界各國貨幣名稱及符號(hào)等。

書籍目錄

Business 1  Making DepositsBusiness 2  Handling WithdrawalsBusiness 3  Loss ReportingBusiness 4  Operation of ATMBusiness 5  Credit CardsBusiness 6  Exchanging Foreign CurrenciesBusiness 7  RemittanceBusiness 8  Opening a Letter of CreditBusiness 9  Making LoansBusiness 10  Investment and Finance參考譯文附錄　1．銀行各部門名稱　2．銀行業(yè)務(wù)常用術(shù)語　3．國內(nèi)主要銀行名錄　4．合資銀行和在華外資法人銀行　5．世界主要貨幣名稱及符號(hào)參考書目

章節(jié)摘錄

　　Commercial bank deposits, including demand deposits, are subject to immediate withdrawal during regular banking hours at the request of the depositor with the exception of certain time deposits, discussed in this section. Demand deposits may be withdrawn in the form of currency or coin, or they may be transferred to another account at any, commercial bank. Demand deposits at commercial banks can be transferred by bank check and are sometimes called checking accounts. No money interest is paid on demand deposits. Checkable NOW accounts, or share drafts at credit unions, which are available to consumers but not business depositors. Technically they are savings accounts that are accessilble by a negotiable order of withdrawal.　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　Savings deposits at commercial banks and thrifts can usually be withdrawn as currency or coin,or as a cashiers check of the band(a check drawn against the issuing bank);they may be transferred into the depositors demand deposit account at the same bank,although technically the bank may refuse to withdraw or transfer a savings account for 30 days.　　　　　　　　　　　　　　　　　　　　　　Time deposit accounts with specified maturities are exceptions to the convention that commercial bank deposits should be convertible to cash on demand.Prior to the date of maturity,the bank may refuse to exchange such a time deposit claim or may impose a penalty fee.The time deposit pays interest,giving it one of the characteristics of other private bonds.　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　What are the types of commercial bank deposits?

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