提單免責(zé)條款及其對(duì)海運(yùn)貨物保險(xiǎn)的影響

內(nèi)容概要

合同中的免責(zé)條款是合同雙方風(fēng)險(xiǎn)劃分的主要工具。提單所證明的海上貨物運(yùn)輸合同(下稱提單合同)中的免責(zé)條款也不例外。通常，提單合同中的免責(zé)條款的受益方是承運(yùn)人，貨物利益方(通常是貨主和提單持有人)是這些免責(zé)風(fēng)險(xiǎn)的直接承受方，但是貨物利益方可以為了轉(zhuǎn)移此種免責(zé)風(fēng)險(xiǎn)向海上貨物風(fēng)險(xiǎn)保險(xiǎn)人購(gòu)買有關(guān)保險(xiǎn)。然而，海上貨物保險(xiǎn)合同像其他保險(xiǎn)合同一樣，所保風(fēng)險(xiǎn)的多少主要取決于合同雙方的合意，或更明白地說(shuō)就是取決于支付的保險(xiǎn)費(fèi)的多少。當(dāng)然，被保險(xiǎn)人的惡意行為所導(dǎo)致的被保標(biāo)的損失是不可保的，否則保險(xiǎn)無(wú)異于贈(zèng)送。    另一方面，有些海上風(fēng)險(xiǎn)，承運(yùn)人并沒(méi)有在提單合同中加以免責(zé)，但是貨物利益方卻為這些海上風(fēng)險(xiǎn)購(gòu)買了貨物保險(xiǎn)。這種沒(méi)有必要的保險(xiǎn)購(gòu)買行為通常是由于投保方對(duì)提單合同與海上貨物保險(xiǎn)合同之間風(fēng)險(xiǎn)分配的銜接不清楚所致。為了搞清楚海上貨物承運(yùn)人，貨物利益方和海上貨物保險(xiǎn)人之間在提單合同和海上貨物保險(xiǎn)合同下的風(fēng)險(xiǎn)劃分和銜接，有必要對(duì)提單合同法和海上貨物保險(xiǎn)合同法這兩種不同的法律條文進(jìn)行交叉研究，特別是對(duì)這兩種合同中的風(fēng)險(xiǎn)劃分起主導(dǎo)作用的免責(zé)條款進(jìn)行研究。這里所指的免責(zé)條款，包括提單合同中的全部免責(zé)條款，責(zé)任限制條款，訴訟時(shí)效條款和海上貨物保險(xiǎn)合同中全部免責(zé)條款和保險(xiǎn)風(fēng)險(xiǎn)條款。    本書主要聚焦于英國(guó)提單合同法中的免責(zé)條款，并研究在英國(guó)通用的海上貨物保險(xiǎn)格式合同如何在海上貨物人和貨物被保險(xiǎn)之間分配那些在提單合同中所規(guī)定的免責(zé)風(fēng)險(xiǎn)。此書基于作者在英國(guó)威爾士大學(xué)卡的夫法學(xué)院所完成的博士論文。    在英國(guó)海商法學(xué)界，存在大量分別討論提單合同和海上保險(xiǎn)合同(包括海上貨物保險(xiǎn)合同)的學(xué)術(shù)著作，但是就是缺乏對(duì)提單合同和海上貨物運(yùn)輸合同的風(fēng)險(xiǎn)劃分的交叉研究。而本書就是旨在填補(bǔ)這一空白。這也是本書的創(chuàng)新所在。    英國(guó)倫敦是世界上主要的海運(yùn)保險(xiǎn)中心。大約70％以上的海上保險(xiǎn)都在倫敦保險(xiǎn)或再保險(xiǎn)。同時(shí)倫敦也是世界上主要的海事訴訟中心。此外，中國(guó)的海商法特別是海上保險(xiǎn)法的制定都特別參照了英國(guó)法。所以本書不但對(duì)我國(guó)的海商法的發(fā)展和研究具有促進(jìn)作用，同時(shí)對(duì)我國(guó)航運(yùn)和海商保險(xiǎn)界更好地利用英國(guó)法來(lái)保護(hù)自己的利益也能提供參考。另外，由于香港法與英國(guó)法差別很小，本書對(duì)了解香港海商法(嚴(yán)格地說(shuō)，香港法是中國(guó)法的一部分)也有幫助。由于英國(guó)提單合同法采用海牙威士比規(guī)則，而倫敦保險(xiǎn)市場(chǎng)通常采用1982年制定的海上貨物保險(xiǎn)格式合同(后者具有準(zhǔn)法律的地位)，本書將以此兩部法律文件為主，結(jié)合英國(guó)相關(guān)判例法進(jìn)行討論。雖然英國(guó)并沒(méi)有參加漢堡規(guī)則，但由于漢堡規(guī)則已經(jīng)生效，作為國(guó)際海事訴訟中心，倫敦法院很可能在將來(lái)遇到漢堡規(guī)則適用的案子。所以漢堡規(guī)則也會(huì)在本書中相關(guān)地方進(jìn)行討論。

書籍目錄

Part IIntrOductiOn ……………………………………………………………………………1Part llLegal Aspects 0f the ExclusiOn CIauses and the COOrdination BetweenBills 0f Lading and the Marine CargO POIicies ……………………………5Chapter Oile Important Issues Concerning the General Function of the Exclusion Clausesin Bills of Lading and of the Insured Perils Clauses or Exclusion CIauses in Ma rjne CargoP01icl‘es………………………………………………………………………………7Chapter Two The Examination of the Excluded Perils under the Bills of Lading Statutesand the Risks Allocation through the Coordination Between the Bills of Lading Statutesand the Marl‘ne Cargo P。licies…………………………………………………………91Chapter Three InCident Bars to the Right Under the Exclusion Clauses in the Bills 0fLading Statutes and to the Right Under the Insuyed Perils Clauses in t11e Marine CargoPolicies…………………………………………………………………………………155PartlllLegal Aspects Of the Limitation Of LiabiIity Clause，the Limitation OfAction CIauses in the Bills 0f Lading Statutes and Their Impact On theMarine Carg0 P0licies………………………………………………………………259Chapter Four General Legal Issues About the Limitation of Liabnity Clauses and theLimitation of Action Clauses in Bills or Lading………………………………………261Chapter Five The Amounts of the Limitation and the Periods of Limitation Under in theBilIs of Lading Statutes ………………………………………………………………273Chapter Six Bars to the Limitation of LiabiliLy Clauses and the Limitation of ActionClaus~s in the BiUs of Lading Statutes …………………………………………303Chapter Seven Impact of the Statutory Limitatlon of Liab訂ity Clauses and the Limitationof Action Clauses in the BillsOf Lading Statutes on the Marine Cargo Policies…………………………………………………………………………………………316Part IVCOnclusiOn ………………………………………………………………………………320

章節(jié)摘錄

版權(quán)頁(yè)：The significance of determining whether the carrier has breached his obligation in bailment or has breached his obligation in tort should not be underestimated. For instance, if the claim is based on the breach of the carrier's obligation in bailment rather than on the breach of his obligation in tort, the carrier will find himself bearing the initial burden of proof to disprove his negligence, while in tort the initial burden of proof is on the claimant to prove the negligence of the defendant. 1.1.3 Summary of the Levels of the Carriers' Liability at Common LawIf there is no contractual relationship between the carrier and the cargo owner, the carrier's liability can only be founded in non-contractual bailment and in tort. When the carrier and the cargo owner are direct contracting parties to each other and when the contract between them either does not start or is terminated or expired, the carrier's liability towards the cargo owner is also only founded in non-contractual bailment and in tort.

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《提單免責(zé)條款及其對(duì)海運(yùn)貨物保險(xiǎn)的影響(英文版)》是由武漢大學(xué)出版社出版的。

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