金融英語閱讀

內(nèi)容概要

本教材編寫設十四章，全書各篇將不同的經(jīng)濟金融話題聯(lián)系在一起，使學生可以對金融知識有整體了解，為學生進一步學習金融英語以及日后接觸金融專業(yè)課程奠定了良好的基礎。例如：第一章在課文中介紹了政治與經(jīng)濟知識，時文部分選用了對政府在經(jīng)濟中的作用的介紹。第二章在課文中介紹了經(jīng)濟史知識，時文部分選用了關于資本主義和封建主義的介紹。第三章在課文中介紹了經(jīng)濟學知識，時文部分選用了宏觀經(jīng)濟學知識的介紹及其作用。第四章在課文中介紹了國際金融知識，時文部分介紹了國際和國內(nèi)金融領域的變化。第五章在課文中介紹了貨幣知識，時文部分選用了關于澳大利亞支付系統(tǒng)的介紹。第六章在課文中介紹了中央銀行的起源和歷史，時文部分選用了關于中國銀行業(yè)重組的介紹。第七章在課文中介紹了美聯(lián)儲的起源和歷史，時文部分介紹了美聯(lián)儲的組織結構和作用。第八章在課文中介紹了商業(yè)銀行的歷史，時文部分選用了關于商業(yè)銀行資產(chǎn)負債分析的報告。第九章在課文中介紹了商業(yè)銀行的管理知識，時文部分選用了對商業(yè)銀行損益報表的分析和其積極作用的介紹。第十章在課文中介紹了金融市場，時文部分選用了對貨幣市場工具的介紹。第十一章在課文中介紹了投資知識，時文部分選用了外國直接投資對中國區(qū)域發(fā)展的前景和政策走向的介紹。第十二章在課文中介紹了保險知識，時文部分選用了對銀行機構保險作用的介紹。第十三章在課文中介紹了歐元，時文部分選用了對歐元紙幣和硬幣的介紹。第十四章在課文中介紹了烏拉圭回合協(xié)議，時文部分選用了對合同的介紹。

書籍目錄

Chapter 1 Economics and Politics  Supplementary readingChapter 2 The Evolution of Economic Ideas  Supplementary readingChapter 3 Introduction to Economics  Supplementary readingChapter 4 Introduction and Overview of Money and Finance  Supplementary readingChapter 5 The Evolution of the Payments System  Supplementary readingChapter 6 What Are Central Banks?  Supplementary readingChapter 7 The Federal Reserve System  Supplementary readingChapter 8 Commercial Banks: History of Banking  Supplementary readingChapter 9 Bank Management  Supplementary readingChapter 10 Financial Market  Supplementary readingChapter 11 The Investment Process  Supplementary readingChapter 12 Insurance  Supplementary readingChapter 13 Euro  Supplementary readingChapter 14 The Uruguay Round Subsidies Agreement  Supplementary readingAnswer KeyReference

章節(jié)摘錄

　　The establishment of central banks as lender of last resort has pushed theneed for their freedom from commercial banking. A commercial bank offers fundsto clients on a first come, first served basis. If the commercial bank does nothave enough liquidity to meet its clients demands （commercial banks typicallydo not hold reserves equal to the needs of the entire market）, the commercialbank can turn to the central bank to borrow additional funds. This provides thesystem with stability in an objective way; central banks cannot favor any particu-lar commercial bank. As such, many central banks will hold commercial-bankreserves that are based on a ratio of each commercial batiks deposits. Thus, acentral bank may require all commercial banks to keep, for example, a 1:10. En-forcing a policy of commercial bank reserves functions as another means to con-trol money supply in the market. Not all central banks, however, require com-mercial banks to deposit reserves. The United Kingdom, for example, does nothave this policy while the United States does.　　The rate at which commercial banks and other lending facilities can borrowshort-term funds from the central bank is called the discount rate （which is set bythe central bank and provides a base rate for interest rates）. It has been arguedthat, for open market transactions to become more efficient, the discount rateshould keep the banks from perpetual borrowing, which would disrupt themarkets money supply and the central banks monetary policy. By borrowingtoo much, the commercial bank will be circulating more money in the system.Use of the discount rate can be restricted by making it unattractive when usedrepeatedly.

編輯推薦

　　《金融英語閱讀》內(nèi)容為商務英語金融閱讀?！督鹑谟⒄Z閱讀》共14章，內(nèi)容包括中央銀行、美聯(lián)儲、政治與經(jīng)濟、經(jīng)濟學、國際金融、經(jīng)濟史、貨幣、金融市場、投資、商業(yè)銀行的歷史、商業(yè)銀行管理、保險 、歐元 、經(jīng)濟法。每章配有詞匯注釋、短語注釋、專業(yè)術語解釋、知識背景介紹。練習包括對全文課文的理解、短語的理解填空、專業(yè)術語填空、專業(yè)翻譯、短篇專業(yè)文章理解。每章配有金融時文輔助閱讀，并配有相關的問題理解，以使學生通過課堂教學了解當前經(jīng)濟金融領域的最新變化?？晒┯⒄Z專業(yè)金融英語課和大學英語選修課使用。

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