養(yǎng)老金指南Annuities For Dummies

內(nèi)容概要

Are you a baby boomer who's about to retire? Are you concerned about your financial future? Relax. This plain-English guide will walk you through the ins and outs of using annuities to fund your retirement years. Find out what annuities are, whether they're the right financial vehicle for you, and which of the many options might have your name on it.

書籍目錄

Introduction Part I: Annuities: A Blend of Insurance and Investment   Chapter 1: Making Sense of Annuities   Chapter 2: Using Annuities to Meet Retirement Challenges   Chapter 3: Dissecting an Annuity   Chapter 4: Weighing the Pros and Cons of Annuities   Chapter 5: Deciding Whether an Annuity Is Right for You Part II: Identifying the Main Types of Annuities   Chapter 6: Saving with Fixed Annuities   Chapter 7: Experimenting with Index Annuities   Chapter 8: Meeting the New Generationof Variable Annuities (VAs)   Chapter 9: Financing Your Retirement with an Income Annuity   Chapter 10: Aging Gracefully with an ALDA Part III: Making the Most of Your Annuity   Chapter 11: Structuring Your Annuity Correctly   Chapter 12: Optimizing Your Variable Annuity (VA) Investments   Chapter 13: Accessing, Escaping from, or Converting Your Annuity   Chapter 14: The Taxing Side of Annuities Part IV: Navigating the Annuity Superstore   Chapter 15: Getting Creative with Annuities   Chapter 16: Going to Meet the (Sales) Representative   Chapter 17: Avoiding Annuity Pitfalls Part V: The Part of Tens   Chapter 18: Ten Essential Annuity Expressions   Chapter 19: Ten Questions to Ask Before You Sign a Contract   Chapter 20: Ten Factors that Determine Longevity   Chapter 21: Ten Web Sources for More Annuity Information Appendix A: Key Research Sources Appendix B: Protection from Insurer Default Appendix C: General Rule for Pensions and Annuities Glossary Index

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